Vetnuus | January 2025 7 - The premium you pay is unique to your pet. With our advanced underwriting model, you could pay less to insure your pet with us and you will not subsidise any other pets. - We pre-assess Illness and Accident claims with estimates above R15 000. - Enjoy cover for rehabilitation treatments as part of our HelpPet-OUT optional cover. - Get cover for corrective behavioural treatments under our Pet-Act-OUT benefit. - We have a simple benefit structure and pay up to the maximum cover amount, subject to annual aggregate limits. - Emergency kennel care If you are hospitalised due to being incapacitated and unable to care for your pet, we will pay the cost of the boarding of your pet at a licensed kennel or cattery or towards the cost of getting someone who is not a member of the household to look after your pet. - Advertising for a lost pet If your pet is stolen or missing, we will pay the cost of advertising up to the limit specified on your policy schedule per policy year. - Third-Party Liability Optional Cover. You will be covered up to the limit specified on your policy schedule against the amount you are legally liable to pay for damage to property, bodily injury or death that your pet might cause to someone other than you or a member of your household. - Health Booster optional cover You will receive the following benefits: o Chronic medication Any chronic/ongoing medication prescribed by a vet and administered for a period longer than three months will be covered. o Prescription food Dog and cat food as prescribed by a vet in support of a medical condition such as arthritic joint support. o Supplements This refers to any product prescribed by a vet and administered orally or topically in support of a medical condition. Examples include supplements to support arthritic joints, fatty acids to reduce shedding and improve coats and probiotics to relieve gastrointestinal problems. - Vaccinations Your pet should have a yearly check-up and receive annual vaccinations recommended by a vet to prevent certain illnesses. If you neglect to do this and claim for such an illness, it may affect the outcome of your claim. - Help-Pet-OUT claims do not affect your OUTbonus. - A 12-month waiting period applies to hereditary and congenital conditions. There is no cover for pre-existing conditions. Set a fixed excess amount, starting at R850 for Accident and Illness claims, and R300 for Vet Visit claims. - Member of the RMI Holdings Group Leading Article Plan Types Accidental Core Standard Executive Overall annual limit R16 000 R47 000 R47 000 R70 000 Premium Not supplied Not supplied Not supplied Not Supplied Covers Claim limit Claim limit Waiting Periods Accident Claim limit R10 000 R35 000 R35 000 R52 500 N/A Illness claim limit No cover R35 000 R35 000 R 52 500 60 days Vet Visit annual limit No Cover No cover R4 400 R5 500 30 days Pet-Act-OUT annual limit No cover No cover No cover R1 100 30 days Optional covers Claim limit Annual limit Claim limit Annual limit Claim limit Annual limit Claim limit Annual limit Waiting Periods Third-Party Liability claim limit No cover No cover R5 million R5 million N/A Help-Pet-OUT annual limit R2 500 R2 500 R2 500 R2 500 90 days Health booster No cover No cover N/A R2 650 N/A R 2650 90 days >>>8
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