Vetnews | Januarie 2025 12 « BACK TO CONTENTS MediPet - Cats and Dogs of all shapes and sizes. - No breed restrictions & no waiting period for hereditary condition cover. - Chronic care support as an add-on to Essential & Ultimate360 pet plans - Dental care is covered in the Ultimate360 pets plan and allows for 1 dental visit per year - An in-house veterinary team accesses each and every claim, using their health knowledge, communicating directly with your veterinarian and motivating underwriters. - An excess is the minimum amount payable for some insurance claims. This is deducted from the refund as is standard with all insurance as it is not a human medical aid. - No access applies to Benefit Booster add-on, Chronic Care Support add-on, behaviour treatment, costs due to theft, missing pet advertising, cremation, sterilisation & prescription food. - Accidental injuries for all plans have no waiting periods, & are covered immediately, so long as the accident happened & the cost was incurred after your cover was accepted. See the full list of accidents here. The pet must be seen by a vet within 48 hours of the time of the incident. - For Essential & Ultimate360 plan members, there is a 50% co-payment period from day 31 after joining to day 60. - A waiting period of 6 months from joining applies to all treatment & surgery for conditions affecting the following: knees & hips, elbows & shoulders, eyes, respiratory system & spine. - It is important to note that all diagnostics within this waiting period will be limited to a maximum of R5000. - Pets under 4 months of age at joining may be considered for part or full cover of the above treatments. A motivation & pre-approval may be submitted to consider full or part payment for one of the above surgeries, on a case-by-case basis. - There is a 4-month waiting period for dental, prescription food, & sterilisation claims. - There is a 6-month waiting period for cremation benefits claims. - There is a 30-day waiting period for routine care and optional add-on benefits. - There is a 30-day waiting period for Benefit Booster claims. - Any condition that shows signs, or symptoms or was treated before your policy was initiated is deemed “pre-existing” and is only covered under the LitePlus plan. - The Benefit Booster can also provide cover for a pre-existing condition Surgery per claim R 2 178 None Radiology R 864 R 2 882 None Pathology R 864 R 2 882 None Hospitalisation Cover R 1 007 R 2 882 None Non-elective procedures per claim R 4 345 None Non-elective euthanasia R 218 None Excess 10% of claim (minimum R200) on all claims. An additional excess of 10% of claim (min R200) will apply if no photo is sent within 48 hours of inception. On all illness claims where the pet is younger than 6 months, an additional excess of R300 will apply 10% of claim (minimum R250) on all claims. An additional excess of 10% of claim (min R200) will apply if no photo is sent within 48 hours of inception. On all illness claims where the pet is younger than 6 months, an additional excess of R500 will apply Leading Article
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